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Birmingham, AL 35242

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Insurance Coverage for Commercial Inventory Essentials

Your commercial insurance policy should adequately protect the inventory essentials you store at your place of business. Review the inventory materials you have available. Then, consider the insurance requirements for these items.


Inspect the pallets and racking systems that you use to store goods. Make sure that the pallets and racks are in operable order. Ensuring that none of the items are damaged will reduce injuries.

Assess the location where you store goods. The inventory should be stored in a secure area that will not be accessible to those who do not work at your place of business.

If you currently store anything in an area that could easily be broken into, change the layout of your inventory.

Mechanical Equipment

Examine the mechanical equipment that is used to produce inventory or transport inventory. The mechanical equipment could break down, requiring replacement materials.

Expensive equipment could also be stolen or vandalized. Consider covering all the equipment you rely upon to conduct daily business operations.

Keep careful records of the mechanical equipment at your place of business. This list should include all the items you will add to your commercial insurance policy.


Assess the vehicles that are used to transport inventory essentials. The vehicles should be properly insured while you are actively using them. The vehicle list added to your insurance policy should be updated as needed.

Contact Birmingham Insurance Agency LLC

Contact one of our agents who serves Birmingham, AL. An agent who represents Birmingham Insurance Agency LLC will prepare your updated commercial insurance policy for you.

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