Due to the strict oversight and governing rules typically enforced by a homeowner’s association (HOA) for condos, disputes between tenants and owners and HOAs are fairly common.
Some top categories encountered in these disputes are:
- HOA Denial of Condo Insurance Claims
- Fines & Violations
- Maintenance Failures
- Denial of Plans to Update a Unit
- Pet-Related Dispute
- Resisting Board Actions & Rules
However, there are ways to resolve these disputes to the satisfaction of both parties, many of which can avoid legal intervention.
Ways to Resolve Condo Association Disputes in Birmingham, AL
At Birmingham Insurance Agency LLC, we’ve seen a number of our customers have issues with their HOA denying claims that should fall under their master policy. Some are slow with approving or denying requests to change the unit, while others feel they have been fined by the board unjustly. Here are some effective ways to get resolution to issues outside the courtroom setting.
- Know Your Rights as a Condo Unit Owner: You must be aware of all the rights you have as an owner or renter, as well as know the rules in the HOAs bylaws and Covenants, Conditions & Restrictions CC&Rs. This is the key to developing a strong case or coming to the realization that their decision was justifiable.
- File an Official Complaint: You can enter into negotiations by filing a formal complaint against the association and/or with state agencies governing such issues.
- Alternative Dispute Resolution: The first step is meeting up to discuss the altercation and hopefully come to a resolution that is workable for everyone.
- Mediation: A neutral third party works with the parties to discuss the complaint and possibly come to a resolution.
- Arbitration: Less formal than court, this step may be mandated by law, or certain associations before any legal action can be pursued. Arbitrators review the evidence and come to a decision that may be binding or non-binding.
Have Questions? Consult With Birmingham Insurance Agency LLC
Our experienced staff can help condo owners near Birmingham, AL better understand their HOA’s rules and provide comprehensive insurance policies to keep you covered should legal action be necessary. Contact us today to learn more.