When you buy a home, it becomes more than just a building to you. Most homeowners know they need home insurance to protect their property against damage. If you live near Birmingham, AL, our team at Birmingham Insurance Agency LLC invites you to visit our office and meet with one of our agents. We’ve been helping homeowners like you since 2015.
Non-Renewals and Cancellations: What’s Next?
When you purchase home insurance, it’s your responsibility to keep the policy active. However, some policyholders may receive a notice that their policy won’t be renewed or will be canceled outright. A cancellation generally means coverage ends immediately, while a non-renewal means your policy will simply stop at the end of its current term.
Cancellations often result from non-payment of premiums or an excessive number of property damage claims. Frequent preventable claims are also a common reason for non-renewal, as is the need for a premium adjustment at renewal due to factors like changes in local risk assessments. If either situation happens to you, contact your insurer right away to see if there’s anything you can do to resolve it. If you’re unable to change their decision, you’ll need to secure new home insurance through a different company.
Contact Us for Your Appointment Today
Home insurance policies can vary by location, so it’s worth making sure your policy is the right fit for your situation. Our team at Birmingham Insurance Agency LLC has the experience to help you find a suitable policy. Homeowners in the Birmingham, AL, area have discovered that we offer excellent customer service. Give us a call for your appointment today, and let us help you get the home insurance you need.
