Motorcycle Insurance in Alabama

Alabama roads are fun to explore on the back of a motorcycle. If you haven't experienced that before, now is the time to change that. Partner with us at Birmingham Insurance Brokers LLC and get the motorcycle insurance policy you need before hitting the road. Our insurance products are available to all Birmingham, AL residents, so don't hesitate to pick yours up today!

Motorcycle insurance is an essential purchase for all riders in Alabama. Find out why that policy is so important by reading the rest of this article.

Minimum Insurance Requirements for Motorcycle Riders

Insurance laws are designed to shield motorists from financial problems related to accidents. Those laws apply to all motorists in the state of Alabama. Whether your preferred mode of transportation is a truck, car, or motorcycle, you need insurance coverage.

It's also not enough to secure any policy. The policy you're getting must also meet the state's minimum requirements.

In Alabama, all motorcycle riders are required to purchase a policy that provides $25,000 in bodily injury coverage per person. The policy must also reserve $50,000 in total bodily injury coverage per accident. Lastly, your motorcycle insurance should allot $25,000 for property damage.

Penalties for Motorcycle Riders without Insurance

What will happen if you use your motorcycle without securing proper coverage first?

Anyone caught driving without insurance in Alabama will be hit with a fine. Uninsured motorists may also get their registration suspended. In some cases, uninsured motorcycle riders may also end up in prison. The penalties for using a motorcycle without insurance only become harsher if you're a repeat offender. Steer clear of those potential penalties by getting your insurance in order.

Birmingham Insurance Brokers LLC can provide the comprehensive motorcycle insurance policy you want. Please stop by our Birmingham, AL office and secure the policy that grants you complete protection!