If you run a business in Tuscaloosa or Birmingham, AL, you’ll likely need to purchase a commercial auto insurance policy. Even freelancers who use a vehicle for both business and personal reasons may need a commercial policy.<\/p>\n\n\n\n
Alabama business owners will need a commercial auto policy with a minimum liability limit of $25,000 per person, $25,000 for property damage, and $50,000 per accident for bodily injury. However, the coverage requirements may vary if your business has a semi-truck or another large vehicle. For instance, large commercial vehicles traveling on the interstate need a minimum combined single limit of $750,000.<\/p>\n\n\n\n
A regular auto insurance policy will not provide compensation if an accident occurs when a vehicle is used for commercial purposes. If, for instance, you drive part-time for Uber or Lyft and you rear-end another vehicle, you won’t qualify for coverage because you weren’t using your car for personal reasons. This same point applies if you use a vehicle to meet customers, close sales, or transport your wares to and from markets. <\/p>\n\n\n\n
At Birmingham Insurance Agency LLC, we understand that each client has specific needs and requirements. We work with you to ensure the coverage you pick meets Alabama state laws and your exact needs. If you’re unsure about what type of coverage your car needs, want to choose a basic policy, or explore multiple options to provide your vehicle with full coverage, contact us at your convenience. Our Birmingham, AL office can offer quotes and the expert advice you need to choose the best policy for your situation.<\/p>\n","protected":false},"excerpt":{"rendered":"
If you run a business in Tuscaloosa or Birmingham, AL, you’ll likely need to purchase a commercial auto insurance policy. Even freelancers who use a vehicle for both business and personal reasons may need a commercial policy. Alabama Commercial Auto Insurance Requirements Alabama business owners will need a commercial auto policy with a minimum liability […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[11,9,8],"class_list":["post-34","post","type-post","status-publish","format-standard","hentry","category-commercial-insurance","tag-alabama","tag-birmingham-al","tag-birmingham-insurance-agency-llc"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t